You can apply for a debt consolidation loan at a bank or a finance company.
Be aware that many finance companies offer consolidation loans, but generally charge a higher interest rate compared to a mainstream financial institution.
You can also apply for an online debt consolidation loan over the internet.
Whether you get a debt consolidation loan over the internet, at a bank, or at a finance company, it is very important to carefully review the terms and conditions, such as the amortization period and the interest rate, so that you know exactly how much the loan will cost.
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